These are example bills, not yours — add payable invoices or purchase orders and this page will compute your real DPO.
Total payable
₹8.95 L
DPO
—
Monthly purchases
not set
Open vendor bills
| Vendor | Amount ₹ | Days to pay | |
|---|---|---|---|
Early-payment discount — take it or hold the cash?
% discount if paid within days, else net days
Effective annual return of paying early
37%
Take the discount. It beats your cost of capital — paying early earns an effective 37%.
A “2/10 net 30” term is a ~37% annualised return if you pay on day 10 instead of 30 — almost always worth taking when you have the cash.