Payables & DPO

What you owe, how long you take, and when to pay early

Total payable
₹8.95 L
DPO
5 days
Monthly purchases
₹50.00 L
Open vendor bills
VendorAmount ₹Days to pay
Early-payment discount — take it or hold the cash?
% discount if paid within days, else net days
Effective annual return of paying early
37%
Take the discount. It beats your cost of capital — paying early earns an effective 37%.

A “2/10 net 30” term is a ~37% annualised return if you pay on day 10 instead of 30 — almost always worth taking when you have the cash.

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