Your books tell you what happened. Cortex tells you what's about to.
Cortex reads your Tally, Vyapar or Excel exports and watches them every day. It tells you who hasn’t paid, what’s due and what’s about to run out — by email, before it costs you. Keep your accounting software. This is the part it was never built to do.
Cash is healthy, but receivables aged 45+ days rose 22%. I’ve drafted 3 polite reminders and a ₹6L working-capital plan — approve to send.
Running an SME shouldn’t mean flying blind.
You’re the CEO, CFO, head of sales and firefighter — all at once. Cortex takes the analysis and the busywork off your plate.
You find out a customer hasn't paid when you need the cash.
Cortex emails you the day an invoice crosses its due date — with the name and the number.
You pay a small supplier late and lose the deduction at year end.
It watches the MSME 45-day clock (43B(h)) and tells you which bills to clear first.
A GST or TDS date passes and you find out from a notice.
Every statutory deadline that applies to you, warned before — not after.
Your numbers live in Tally, spreadsheets and WhatsApp.
Upload the export. Cortex reads Tally, Vyapar and Busy files as they come.
You're too busy running the business to sit and analyse it.
One email on Monday: the three things worth your attention this week.
Your CA opens thirty files to find the client in trouble.
The Practice console ranks every client by who needs them — on one screen.
Now see it for your industry.
Cortex speaks your business — not generic dashboards. Pick yours and see the exact problems it watches and the tools it uses to fix them.
Make more, waste less, get paid faster.
- Stock-outs on some SKUs, dead inventory on others
- Margins per product are thin and unclear
- Big buyers stretch your receivables for months
- Reorder Optimizer (EOQ + safety stock)
- Per-SKU unit economics & pricing
- Receivables & DSO chase-first list
- 13-week cash flow for long cycles
The outcome: Know exactly what to make, what to charge, and who to chase — before it costs you.
Get started for ManufacturingHow healthy is your business, really?
Six questions. No signup, no card, no sales call unless you ask for one. You get a Business Health Score out of 100, the specific areas putting you at risk, and exactly what to do about each one.
- Your score and risk band, instantly
- The weak areas named, not hinted at
- A fix plan mapped to the tools that solve it
- The full report emailed to you
Used by owners across manufacturing, retail, distribution and services.
Do you know your exact cash runway right now?
Dashboards store numbers. Chatbots forget you. MNB Cortex remembers — and acts. One operating brain that monitors, predicts, recommends and executes across your whole company — and gets sharper every week you use it.
Anyone can wrap an AI. This can’t be copied.
The advantage compounds with every day you use it — and can’t be bolted on after the fact.
Every workspace builds its own permanent brain — decisions, numbers, context, preferences — that gets sharper every single day. A rival starting today starts from zero for each customer; your Cortex only deepens. The data moat is private, per-customer, and grows on its own.
Finance, sales, ops and 438 agents draw on the same memory and your live data, so answers stay consistent across the company. You can bolt a chatbot onto a dashboard — you can't retrofit a unified operating brain.
Cortex reads your real bank statements and GST returns, drafts the reminder, PO or plan, and — with one approval — sends it. Advice is a commodity. A system that closes the loop across every function is not.
Tuned to 27 Indian industries and built to get you recommended when buyers ask an AI assistant. Generic tools can't match the depth, and latecomers can't catch a head start that compounds.
India's business growth & consultancy specialists
and 160+ press outlets, 60M+ reach
Government of India recognised
India's AI study-abroad platform
Not one AI trick.
An operating system for your business.
130 modules, 438 agents and a permanent memory — organised into the jobs you actually need done. Here’s the whole thing.
Understand your business
Every KPI on one page, with a live Cortex Score.
Upload a statement → real cashflow, trends, recurring spend, runway.
Turnover, tax split, ITC utilisation & net payable in seconds.
Rolling runway you can model, seeded from your ledger.
CSV or a shared Google Sheet — then query it all.
See where you stand and what threatens you.
Think & decide
Ask about your own rows — it looks them up, in English or Hinglish.
Diagnose → decide → draft the first action, in three passes.
90-day forecast with interactive what-ifs.
SWOT, growth levers and a prioritised plan.
Board-ready reviews you can print or save as PDF.
Margins, GST, payroll, valuation, ratios & more.
Act & automate
Drafts reminders & follow-ups; you approve, it sends.
Full campaign kits — copy, posts and emails in one click.
A 7-department AI workforce across 27 Indian industries.
Automate the busywork with a human in the loop.
Personalised messages, ready for you to send.
Runs a daily analysis and briefs you each morning.
Grow & get found
See whether Gemini recommends you — and fix it.
A scored pipeline that tells you who to chase.
Spot at-risk customers before they leave.
Find the price your market will bear.
Plan targets and fix the leaky funnel.
Know your best customers and their lifetime value.
Remember & run the back office
A permanent second brain that sharpens every answer.
Filing calendar, ITC set-off and GST invoicing.
Take-home, EPF/ESI, gratuity and appraisals.
AI reads a contract and flags the real risks.
Shopify, Razorpay, Stripe, Sheets — plus Tally & Vyapar file imports.
Row-level isolation, encryption, export anytime.
One login.
Your whole company.
Every domain is grounded in a permanent memory of your business, and built for Indian SMEs.
See the full feature listIt doesn’t just report. It runs the loop.
Reads sales, finance, inventory, production & HR in real time.
Forecasts stockouts, churn and cash crunches before they hit.
Boardroom-grade advice, grounded in your live numbers.
A permanent memory that sharpens every answer over time.
Drafts POs, invoices, reminders, emails and reports for you.
Stock-outs, margins, production and receivables — watched daily.
Funnels, CAC, inventory and pricing in one place.
Project profitability, capacity and proposals.
A COO-grade brain for every decision, at a fraction of the cost.
Those store or chat. Cortex acts on your data.
| Cortex | ERP | CRM | ChatGPT | |
|---|---|---|---|---|
| Reads all your business data | Yes | Partly | Partly | No |
| Diagnoses problems | Yes | No | No | Partly |
| Predicts outcomes | Yes | No | No | No |
| Recommends actions | Yes | No | No | Partly |
| Executes tasks for you | Yes | No | No | No |
| Remembers your business | Yes | Partly | Partly | No |
| Plain-language answers | Yes | No | No | Yes |
What could catching this early save you?
Illustrative estimate. Your mileage varies with how much you let the AI execute.
Good to know.
ERPs and CRMs store data. MNB Cortex reads across all of it, diagnoses problems, predicts what's coming, recommends actions, and executes the busywork — like a COO, not a filing cabinet.
Yes. Every workspace is isolated with Postgres row-level security, traffic is encrypted with TLS, sensitive keys use AES-256-GCM, and you can export or delete your data anytime.
No. You ask questions in plain language (English or Hinglish), load a demo dataset or connect your tools, and Cortex does the analysis and drafting for you.
Indian SMEs — manufacturers, D2C and retail brands, services and agencies, and founders who want a COO-grade brain without a COO-grade salary.
Cortex runs on credits. Buy a ₹149 pack and use it with no subscription, or pick a plan from ₹799/mo for a monthly allowance — billed securely via Cashfree. Your free Business Health Check needs no card at all. Prices are in INR; international customers are onboarded by our team.
Give your business a brain.
Create your workspace in under a minute — no card. Connect your numbers, then add ₹149 of credits (or a plan) and ask Cortex how your business is really doing.