(00)Features

Your whole company, in one brain. 

Most tools give you a dashboard and leave the thinking to you. MNB Cortex is an AI operating system: a runnable workforce, a permanent memory, and 100+ tools that monitor, predict, recommend and act — together.

cortex.mnbresearch.com/dashboard
Illustrative
Good morning
Here’s your business today
Revenue (MTD)
₹42.8L
+18%
Cash runway
7.4 mo
+0.6
Cortex Score
82
+5
Revenue trendlast 12 weeks
Cortex

Cash is healthy, but receivables aged 45+ days rose 22%. I’ve drafted 3 polite reminders and a ₹6L working-capital plan — approve to send.

(01)The loop

It runs the loop, continuously.

01
Monitor

Reads sales, finance, inventory, production and HR every day — one source of truth.

02
Predict

Forecasts stockouts, churn, and cash crunches weeks before they happen.

03
Recommend

Boardroom-grade advice, grounded in your live numbers and your history.

04
Remember

A permanent second brain that makes every answer sharper over time.

05
Execute

Drafts POs, invoices, reminders, emails, reports — you just approve.

(02)Everything inside

Ten domains. One login.

01

Cortex Workforce

A complete AI org chart you can actually run — like hiring a whole team on day one.

7 departments, one brain326 runnable text agentsSales → Back Office coverageIndustry packs (e.g. jewellery sketch → spec)Ask Cortex and Deep Dive use your memoryAudit engine marks a deploy-first roadmapCortex builds custom agents for youImage agents via your Gemini key
02

Cortex Memory

A living, permanent memory of your business that grounds every answer.

Long-term business memoryGrounds every AI responseKnowledge graph of people, customers & vendorsA self-updating company profileExtract memories from any pasted textTeach Cortex from your real dataExport your memory anytime (JSON / Markdown)
03

Finance & Money

A CFO-grade financial cockpit, tuned for Indian businesses.

Business Health DashboardP&L Builder13-Week Cash FlowCash Runway & BurnCash Conversion CycleReceivables & PayablesUnit EconomicsFunding, EMI & DSCRNet Worth & Balance SheetGST Invoicing, ITC & TDSPayroll, CTC & AppraisalsFinancial Ratios & Depreciation
04

Strategy & Advisory

A McKinsey-in-your-pocket that knows your numbers.

Ask CortexStrategy ConsultantForecasting & ScenariosBusiness ValuationAI PlaybooksDecision JournalBoard Deck GeneratorInvestor UpdatesIndustry BenchmarksRisk Radar
05

Sales & Growth

Fill the pipeline, price it right, keep customers longer.

Deals PipelineAI Lead ScoringSales TargetsMarketing FunnelAd Budget & ROASChurn PredictorCustomer LTV & RFMPricing OptimizerCompetitor IntelMarketing Studio
06

People & Operations

Run the back half of the business without spreadsheets.

HR AnalyticsHiring AdvisorTeam CapacityReorder OptimizerVendor ScorecardSOP BuilderWorkflowsApprovalsAction BoardKPI Alerts
07

Legal & Compliance

Stay compliant and catch risky clauses before you sign.

GST & ComplianceCompliance CalendarContract ReviewDocument Intelligence
08

Communications

Reach customers and your team, on autopilot.

Email Campaigns + trackingWhatsApp BroadcastDaily CEO BriefMeeting AssistantNegotiation Coach
09

Automation

Set it once; Cortex keeps working while you sleep.

AI Autopilot (daily)Scheduled reportsPublic API & WebhooksData ExplorerCSV / Sheets / PDF import
10

Integrations

Four live syncs, plus the files your accountant already sends you.

Syncs: Shopify, Razorpay, Stripe, Google SheetsFile import: Tally, Vyapar, Busy, any CSVTally bridge via the public APIYour own WhatsApp Business accountCredential vault for 60+ other tools
(03)Everything you get

You’ll use five of these. The rest are there when you need them.

Nothing here needs setting up and nothing needs learning — they read the same numbers you already sent. Most owners live in three or four screens and never open the rest.

Understand your business

Business Health Dashboard

Every KPI on one page, with a live Cortex Score.

Bank Statement Intelligence

Upload a statement → real cashflow, trends, recurring spend, runway.

GST Return Reader

Turnover, tax split, ITC utilisation & net payable in seconds.

13-week Cash Flow

Rolling runway you can model, seeded from your ledger.

Import & Data Explorer

CSV or a shared Google Sheet — then query it all.

Benchmarks & Risk Radar

See where you stand and what threatens you.

Think & decide

Ask Cortex

Ask about your own rows — it looks them up, in English or Hinglish.

Cortex Deep Dive

Diagnose → decide → draft the first action, in three passes.

Forecasting & Scenarios

90-day forecast with interactive what-ifs.

Strategy Consultant

SWOT, growth levers and a prioritised plan.

Executive Reports

Board-ready reviews you can print or save as PDF.

28 Business Calculators

Margins, GST, payroll, valuation, ratios & more.

Act & automate

AI Outreach

Drafts reminders & follow-ups; you approve, it sends.

Marketing Studio

Full campaign kits — copy, posts and emails in one click.

438 AI Agents

A 7-department AI workforce across 27 Indian industries.

Workflows & Approvals

Automate the busywork with a human in the loop.

WhatsApp Broadcast

Personalised messages, ready for you to send.

AI Autopilot

Runs a nightly sweep and writes up what changed.

Grow & get found

AI Visibility (AEO)

See whether Gemini recommends you — and fix it.

Pipeline + Lead Scoring

A scored pipeline that tells you who to chase.

Churn Predictor

Spot at-risk customers before they leave.

Pricing Optimizer

Find the price your market will bear.

Sales Targets & Funnel

Plan targets and fix the leaky funnel.

LTV & Segments

Know your best customers and their lifetime value.

Remember & run the back office

Cortex Memory

A permanent second brain that sharpens every answer.

GST & Compliance

Filing calendar, ITC set-off and GST invoicing.

Payroll & CTC

Take-home, EPF/ESI, gratuity and appraisals.

Contract Review

AI reads a contract and flags the real risks.

Public API + 4 live syncs

Shopify, Razorpay, Stripe, Sheets — plus Tally & Vyapar file imports.

Security & RLS

Row-level isolation, encryption, export anytime.

(04)Who it’s for

The same engine, pointed at a different problem.

Manufacturers

Receivables, the MSME clock on supplier bills, stock cover and margin per line.

D2C & retail

Reorder before the shelf empties, who is drifting away, and what discounting is costing.

Distribution & wholesale

Ageing debtors across hundreds of accounts, ranked by who to call first.

Services & agencies

Project profitability, the invoices nobody chased, and the Monday plan.

Clinics & healthcare

Collections without awkward phone calls, and every statutory date that applies.

Construction & contracting

Retention and running bills that age quietly, plus the 45-day MSME exposure.

SaaS & subscriptions

Churn signals, renewals, and revenue that leaks a month before you notice.

CA & consulting firms

One console across every client workspace, ranked by who needs you this week. A firm is a channel to its clients, not a different product.

(05)Why not an ERP, CRM or ChatGPT?

Those store or chat. Cortex acts on your data.

CortexERPCRMChatGPT
Reads all your business dataYesPartlyPartlyNo
Diagnoses problemsYesNoNoPartly
Predicts outcomesYesNoNoNo
Recommends actionsYesNoNoPartly
Executes tasks for youYesNoNoNo
Remembers your businessYesPartlyPartlyNo
Plain-language answersYesNoNoYes
(06)Security & trust

Enterprise-grade by default.

Encrypted everywhere

TLS in transit; sensitive keys encrypted with AES-256-GCM at rest.

Workspace isolation

Postgres row-level security means one workspace can never read another's data.

Role-based access

Viewer → Analyst → Manager → Admin → Owner, enforced on every action.

Audit logs

Every meaningful action is recorded; export your entire workspace anytime.